Instead of paying for it out of your pocket, you can ask for it to be covered as a company expense. If the Microsoft Office suite is important for you to get work done, you can make the case to your employer. If you can convince them to add you for free, that’s an even better option. That means you can get the entire Microsoft Office 365 experience for around $17/year. That way you can split the $99/year cost between six users. Hey, if you can share your Netflix account, why not your Office account too? If you find a professional or a small business-person who uses the plan, you can ask them to add you to it.
Speaking of the Microsoft 365 Home plan, you can ask around to see if you know anyone that already uses it.
You can find Windows laptops that cost less than $500 that come bundled with a free Office 365 Home plan that can be shared with up to 6 users. Yes, this is not the most cost-effective option, but if you’re shifting to working from home, or if you’re in the market for a new PC, you can look for ones that come with a Microsoft Office 365 subscription.